Business Support Limited T/A pinoy.co.nz
1. About Us
Business Support Limited is the company trading as pinoy.co.nz.
We are New Zealand Registered Business our NZBN number is : 9429051766894
2. Our Services
Business Support Limited is a New Zealand-owned finance broking Service, specializing in Car/Boat/Jet Ski Finance, Personal Loan, Debt consolidation loan options. We offer a wide range of loan options offered by our partner lenders. including:
- Learner’s license car finance
- Work visa car finance
- No deposit car loan
- Low deposit options
- Car finance for slightly dented credit
- Vehicle loan for all valid New Zealand driver’s licenses
- Personal Loan
- Debt Consolidation Loan
Our services are available to all qualifying applicants within the criteria set by lenders.
NOTE: “We recommend that, before making financial decisions, you seek advice from a trusted person such as a financial adviser or budgeting service.”
We act as a finance introducer/broker and provide information and assistance only in relation to loan products.
We do not provide financial advice and do not make recommendations about the suitability of any loan, lender, interest rate, term, or repayment structure for you.
Any information we provide is general in nature and does not take into account your personal objectives, financial situation, or needs. You are responsible for deciding whether a loan product is appropriate for you.
3. Remuneration and Fees
We work as broker/introducer to offer loan options offered by lenders we work with.
If you obtain a loan with help from us, lenders pay us a commission. We may charge you a fee for certain services where lender does not pay us any commission. That fee will be added to your loan amount (and you’ll pay interest on that). The fee will be paid to us directly by the lender. This fee ranges between $495 and $2495. The exact fees, if any, will be disclosed to you before any charges are incurred. If you choose not to proceed or do not agree to the fee, you may cancel your request with us, and no broker fee will be payable.
You can also find the fee schedule in your consumer credit contract discussed with you at the time of signing the loan agreement.
Depending on the loan type and lender, the lender may charge you the following fees and charges:
- Establishment fee: Ranges from $100 – $995, Exact amount can be found in individual credit contract.
- Early repayment fee: This is different for each lender so please check your credit contract or contact lender for details.
- Default fees: May apply if scheduled payments are missed, Please check your credit contract or contact lender.
- Monthly administration fee: This is different for each lender usually specified in individual credit contract, Please ask if you have any questions.
All applicable fees will be disclosed in your loan agreement prior to acceptance. Please read carefully and ask if there’s any questions. Independent legal advice on contracts are recommended.
Please feel free to contact us if you have any questions.
4. Privacy and Confidentiality
We take the protection of your personal information seriously. The information you provide to us will be held securely and used solely for the purposes of providing service you have enquired for.
“To provide our services it is necessary to provide your information to some third parties, such as lenders and credit reporting agencies, as described in our Privacy Policy.”
Please refer to our Privacy Policy for further details on how we collect, store, and use your personal information.
5. Contact Information
For more information about our services, or if you have any questions about the services we provide, please contact us using the details below:
Business Support Limited T/A pinoy.co.nz
Email: info@pinoy.co.nz
Phone: 0800 769 001
Registered Office: The Loft, Suite 2, 391 Rosebank Road, Avondale, Auckland
NZBN (Business Support Limited) : 9429051766894