Kabayan Friendly Home Loan & Financial Help

  • Call Us: (09) 974 9637
  • Mail Us : info@pinoy.co.nz
  • Call Us: (09) 974 9637
  • Mail Us : info@pinoy.co.nz
  • Mon - Sat, 10 am to 6 pm

Loans & Consolidation

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Click here for debt consolidation or personal loans

Many people have different loans, debts, credit cards, store cards, and more. It can be confusing to manage all of these, and sometimes very expensive.

Click here for debt consolidation or personal loans

One solution can be to consolidate these debts into one loan. There are many benefits for this:
When you want to buy a home, you will need to think about questions such as:

Lower interest rate (Your interest rate can be reduced)

Lower repayments (The amount you pay at each week, fortnight or month can be reduced) – this can give you more breathing space for your finances

Easier to manage (with just one debt, it can be easier to manage all your finances)

It is definitely worth discussing this with a professional financial adviser. Because there are many different providers offering this service, a financial adviser can assess the situation and present your case to help you get a successful outcome.


If you apply directly online to certain companies, they may not give you a good rate. Or they are not very willing to help the situation. So a financial adviser can be a better person to talk to for good personal service.

The application process is relatively easy and can take about one week to be processed. The sooner you start it, the sooner you can start.

Visit the contact page to be put in touch with a Pinoy friendly financial adviser.