Kabayan Friendly Home Loan & Financial Help

  • Call Us: (09) 974 9637
  • Mail Us : info@pinoy.co.nz
  • Call Us: (09) 974 9637
  • Mail Us : info@pinoy.co.nz
  • Mon - Sat, 10 am to 6 pm

Insurances

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Click here for a insurance discussion or meeting

For the small cost of a professional insurance package, it can often be definitely worth it. In life there are many unexpected events that can happen, which might cause you to be under financial stress.


We have all heard of many horror stories. Such as if someone bangs another person’s car, the repair bill can be as much as $20,000 or even $50,000, if not, more! Also if someone can pass away or die early, in this very unfortunate event, it can be very expensive.

 

Even though New Zealand has a lot of welfare support and free medical facilities, there are many types of insurance, and it is important people think about getting good cover in place.

 

Life Insurance – This helps by paying money if someone passes away or dies.

 

Mortgage repayment insurance – If you have a home loan or mortgage, this can help towards paying the mortgage costs or repayments in the event of a major illness or disability.

 

Medical insurance – Even though New Zealand has a good healthcare system, many people know that it can be very slow. Medical insurance can help you access healthcare faster to help save your life and from your conditions getting worse.

 

Car insurance – This type of insurance will help if you injure your car.

 

Trauma or critical illness insurance – This helps with types of critical illnesses such as cancers, strokes, heart attacks, etc.

 

Remember to carefully read the terms and conditions and policy documents and wording to know exactly what you are covered for.

In general, visitor visas allow guests to stay in the country for up to nine months, but it is possible to apply for another visa whilst in New Zealand that can extend your time here by a further three months. There are also a few visitor visa options that permit longer stays.


Click here for a insurance discussion or meeting

This is an interesting question, however the answer can often really depend on your circumstances and situation. Different insurance companies are good for different things. It would be good to talk to a professional financial adviser who can ‘tailor make’ a financial and insurance plan for you and your family’s needs.

Some insurers allow kids to receive as much as $50,000 free cover for certain types of serious illnesses.

Talk to a Pinoy Friendly Financial adviser about this and discuss your needs.